{"activeVersionTag":"latest","latestAvailableVersionTag":"latest","collection":{"info":{"_postman_id":"7437df1f-292a-439e-991e-4c82699f8824","name":"Express API","description":"## **Authentication**\n\n[Network Authentication - ](#b8561de4-92d4-4f7b-94d6-d5db138fd180) This endpoint is for network owner or applications to authenticate against the network, it has the highest permissions across the whole network. You will receive a token in the response which will be required as the bearer token for all API calls.\n\n[User SSO Authentication](#8ab640e5-d6ca-40b2-b345-4b47592bdbf6) - This endpoint is for users to authenticate to access their wallet (with MFA or OTP). You will receive a token in the response which will be required as the bearer token for all API calls on the users wallet.\n\n[Check Session Token - ](#71fef9fb-96a8-417d-9c63-7d23937aea68) Check the status of a session token\n\n[Refresh Session Token - ](#629a386b-d3d8-44c9-9d7a-b390cd7ce7a9) Refresh a session token\n\n## **Creating a Wallet**\n\n**Step 1:** [Register Consumer - ](#d4a708d1-2f48-4310-8971-1cd811a881f9) Registers an consumer\n\n**Step 2:** [Creating the Wallet - ](#71d4639a-9b85-4758-9751-67c4460d148f) [](#d4a708d1-2f48-4310-8971-1cd811a881f9)Creates a wallet account against a consumer\n\n## Creating a Merchant Account\n\n**Step 1:** [Registering a merchant - ](#03a22b01-565a-4aac-9daa-87113122d161) Registers an merchant\n\n**Step 2:** [Create a merchant account - ](#15e67d6f-d355-400c-a646-d342ad8370ad) Creates an account for the merchant\n\n## Wallet Transacting\n\n- [Checking the wallet balance](#3de51200-4497-44ce-8d1e-9921c7fd2622)\n    \n- [Retrieve transactions for a wallet](#c549735c-22e8-428f-aa41-473a7dc76a55)\n    \n- [Get info for a specific transaction](#d4b8e069-6403-43d6-85b3-a697adc069e7)\n    \n- [Topping up a wallet](#f3cb6198-559a-4fd7-ba98-cc8c35a6c0e1)\n    \n- [Cashing out a wallet](#aac17375-d5c3-478c-8a46-deed77e34a04)\n    \n- Making a payment to a South African bank account (recipient)\n    \n    - Step 1 - [Register a recipient against a consumer or merchant](#933efb0b-443e-4984-aff9-e8ed7b2ce7da)\n        \n    - Step 2 - [Make a payment to a recipient](#fe19d357-4d62-4d5f-abdb-697d46666dc6)\n        \n- [Wallet to Wallet Transfer](#ab01de55-fe96-4a99-bb2a-4dc9bff9624f)\n    \n- [Wallet Buy (VAS)](#c823b504-ed4b-4a20-8391-c71b90759ee3)\n    \n- [Wallet Sale (Wallet to Merchant Sale)](#10a6730b-572c-431c-994d-bdc492ac0363)\n    \n\n## Consumer and Wallet Management\n\n- [Check Consumer by MSISDN (mobile number)](#4cc9b36e-6637-480f-b68a-7f6ad8b5d64c)\\- Check information pertaining to a consumer entity by mobile number\n    \n- [Update Consumer by MSISDN (mobile number)](#3a46270e-cb1d-4e58-8d88-8aaa13670e2f)\\- Update details pertaining to a consumer entity by mobile number\n    \n- [Check Consumer by SNSI](#40d7e58f-960d-448b-946d-ea7af1461c54) - Check information pertaining to a consumer entity by SNSI\n    \n- [Update Consumer by SNSI](#1041371e-7269-4c21-acaa-bec2d829de88) -Update details pertaining to a consumer entity SNSI\n    \n- [Check Wallet](#49017d95-8420-43d5-aafd-3a924435dbda) - Check information pertaining to a specific wallet\n    \n- [List Consumers by Abstraction Filter - ](#9ce27830-8c1c-4605-90e8-d83917915fec) Use this endpoint to filter consumers on an abstraction filter\n    \n- [Freezing a Wallet Account - ](#a67e341e-45d3-4fc3-b81f-4c1f93515265) This endpoint to freeze a wallet account, this prevents transaction on the account until unfrozen.\n    \n- [Unfreezing a Wallet Account - ](#4acb2425-980d-4037-adcd-70a2cdf2c714) This endpoint to unfreeze a wallet account, the reverses the action of freezing an account.\n    \n- [Closing a Wallet Account - ](#d0399ee0-c70f-485b-ac2e-4adbe7704de8) This endpoint closes a wallet account.\n    \n\n## Account Transaction\n\n- [Checking the account balance](#c19cafaa-9094-4a1d-9c1a-1ebf8af97629)\n    \n- [Retrieve transactions for an account](#265db373-e0a6-4e6b-b3a2-88081c70831c)\n    \n- [Get info for a specific transaction](#d4b8e069-6403-43d6-85b3-a697adc069e7)\n    \n- [Cashing out an account](#9092c513-88f3-4d5e-822c-993f55441736)\n    \n- Making a payment to a South African bank account (recipient)\n    \n    - Step 1 - [Register a recipient against a consumer or merchant](#933efb0b-443e-4984-aff9-e8ed7b2ce7da)\n        \n    - Step 2 - [Make a payment to a recipient](#49cdf5da-93b4-4c2e-9d2d-c396552183a6)\n        \n- [Account to Account/Wallet Transfer](#5bf2f1e3-34bd-4874-a897-86f8f08726e1)\n    \n\n## Merchant and Account Management\n\n- [Check Merchant by merchant ID ](#0fc8345e-0eb8-4e5c-90e6-9e24d56d585d) \\- Check information pertaining to a merchant entity by merchant ID\n    \n- [Check account](#e61938b6-595a-4c04-a13e-37bcc06a58f5) - Check information pertaining to a specific wallet\n    \n- [List Accounts](#9092c513-88f3-4d5e-822c-993f55441736) - List accounts by filter\n    \n- [List Merchants by Abstraction Filter](#2d911af3-9a7e-4dff-ab7d-60cea4148f75) - Use this endpoint to filter consumers on an abstraction filter\n    \n- [Freezing a Merchant Account - ](#a67e341e-45d3-4fc3-b81f-4c1f93515265) This endpoint to freeze a wallet account, this prevents transaction on the account until unfrozen.\n    \n- [Unfreezing a Merchant Account - ](#4acb2425-980d-4037-adcd-70a2cdf2c714) This endpoint to unfreeze a wallet account, the reverses the action of freezing an account.\n    \n- [Closing a Merchant Account - ](#d0399ee0-c70f-485b-ac2e-4adbe7704de8) This endpoint closes a wallet account.\n    \n\n## Transaction Fees\n\n[Get fee for specific transaction by component](#f13dc91b-3751-4e10-9070-e13afce04fab)\n\n## Processing Info\n\n[Get processing times for specific transaction tender type](#7cfc08a5-3962-4079-b158-69d4df766f4c)\n\n## Bank Info\n\n[List of South African 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